Prepaid Debit

AllPayCards.com is proud to bring you the following offers for Prepaid credit and debit cards. These prepaid debit cards help you to control spending. They also allow you to pay anywhere credit cards are accepted.

 Prepaid Visa® RushCard

Prepaid Visa RushCard

Apply Online for This Credit Card

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N/A* N/A* N/A%* N/A*

  • Created by Russell Simmons to provide Financial Freedom and Respect
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

 Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard

Apply Online for This Credit Card

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  • Show your style with the BabyPhat RushCard
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

 Wired Plastic™ Prepaid Visa® Card

Wired Plastic

Apply Online for This Credit Card

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N/A* N/A* N/A%* 39.95*

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

 AccountNow™ Prepaid MasterCard®

AccountNow Vantage Debt MasterCard

Apply Online for This Credit Card

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** N/A* N/A%* See Terms**

  • Build your credit with the new iAdvance loan option(SM)
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

 First Vineyard MasterCard® Card

First Vineyard

Apply Online for This Credit Card

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  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Live debt free and receive compensation for your everyday spending.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
  • Card Accepted at 30 Million merchants & One Million ATM machines

 All-Access® Visa® Prepaid Card

All-Access Visa Prepaid Card

Apply Online for This Credit Card

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** N/A* N/A%* None*

  • As seen in stores nationwide
  • Extra user cards – EXCLUSIVE OFFERING!
  • FREE (5% APR) savings account - EXCLUSIVE OFFERING!
  • FREE 2-way text message alerts - EXCLUSIVE OFFERING!
  • FREE mobile money transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
  • Direct deposit - get paid fast
  • Unlimited purchase transactions
  • Pay bills online 24/7
  • Black or silver card options
  • Cash load up to $10,000 at over 65,000 locations
  • Signature, PIN or ATM transactions accepted
  • NO credit check
  • NO bank account required
  • NO upfront cost to order
  • NO overdraft fees
  • NO minimum balances

Johnny Cash™ Prepaid MasterCard® Card

Johnny Cash™ Prepaid MasterCard®

If You Love Cash... You'll Love this Card!
Get Your Special Edition Card that Honors the Legend of Johnny Cash™!

  • $2500.00 Max Value
  • 100% Approved!*
  • No Employment Required
  • No Security Deposit
  • No Credit Checks
  • No Turndowns*
  • No Annual Fees

Apply Now!

Johnny Cash™ Prepaid MasterCard® Card

AllPayCards is proud to offer you the latest selection of gift card and gift certificate options, including virtual gift cards for all of your gift giving solutions.

Corporate Gift Giving, Employee Incentives and Promotional Programs

"SuperCertificate®" are perfect for your employees and promotional programs

GiftCards.com - Always The Right Choice



Great Gift Giving Ideas

GiftCards.com - Always The Right Choice

MyWinesDirect gift certificate
MyWinesDirect Wine Gift Certificates allow the wine enthusast to choose their favorites with free shipping on most orders

"SuperCertificate®" gift cards can be exchanged for one or more gift card or certificate from more than 200+ national and local merchants at GiftCertificates.com!



Gift Card Programs by Category


a student's struggle

(www.AllPayCards.com) It's that time of year again when your teen or twenty-something is heading back to school. This year, you should help your student learn more than just what the teacher is telling them. Teach financial freedom and independence with our teen debit card and student credit cards.

Not only are students challenged with managing their time with their schoolwork, they also struggle with balancing budgets and expenses. This can be a perfect time to instill financial discipline with some helpful incentives to make going back to school a bit more rewarding. We have assembled a list of resources that will make your choosing the right kind of program for your high-school or college bound student more successful, and they will appreciate you along the way. Our programs will help make choosing the right card easy.

Prepaid MasterCard Debit Cards for Teens

Teenagers are often challenged with the early stages of managing their budgets. It's often the summer job or allowances for good deeds around the house that gives them the extra spending money they need. We offer a convenient and secure pre-paid MasterCard debit card or our All Access MasterCard, or our Wired Visa debit card for managing allowances and budgets that allows them to have money loaded onto to their account and while learning how to manage their budget. In fact, the program features more than 35 Parental Controls so you can feel confident about where your children spend their allowance.

Wired Plastic Allow Card All Access® Visa® Prepaid Card
featured prepaid debit cards

Credit Cards and Prepaid Debit Cards for College Students

Going to college can be stressful. Not only are students away from home trying to manage their independence, class schedules and school workload, but trying to manage budgets and financial issues can have a stressful impact affecting more than just their fun-time. Establishing a structured budget with a pre-paid debit card can offer convenience and security in how parents give their son or daughter money each month.

This is also a perfect time for college students to begin establishing and managing their own financial accounts to build a strong credit history for when they graduate. We provide a detailed review of solid credit card programs for students. These programs include the best issuers and offer competitive incentives and rewards for any student to begin their journey to financial control and good credit. Don't wait, now is the time to order your card to have it before classes begin.

featured student credit cards

 Discover® Student Card

Discover Student Classic

Apply Online for This Credit Card

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0%* 6 Months* 14.99%* None*

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

 Discover® Student Card - Clear

Discover Student Clear

Apply Online for This Credit Card

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0%* 6 Months* 14.99%* None*

  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • No Annual Fee
  • Easy Online Account Management tools

 Discover® Student Card - Tropical Beach

Discover Student Tropical Beach

Apply Online for This Credit Card

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0%* 6 Months* 14.99%* None*

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

 Discover® Student Open Road(SM) Card

Discover Student Open Road

Apply Online for This Credit Card

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0%* 6 Months* 14.99%* None*

  • Double Cashback Bonus on grocery store purchases in November and December*
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee

 Discover® Student Card - Monogram Collection

Discover Student Monogram

Apply Online for This Credit Card

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0%* 6 Months* 14.99%* None*

  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • No Annual Fee
  • Easy Online Account Management tools

(AllPayCards)If you are planning to shop online, you may have heard of Google's new service Google Checkout. (read earlier article). Here is a quick video demonstrating the Google Checkout process and how easy and secure it is.

How to use Google Checkout Video

If you don't have a way to buy online, you can get a card to fit your needs including popular credit cards, reward credit cards, student credit cards, and prepaid credit cards. Even if you have poor credit there is a program available for you

Western Union® Prepaid MasterCard®

Western Union® Prepaid MasterCard® Card

Easy to get! Easy to use!
The Western Union® Prepaid MasterCard®1is easy to get. No credit checks, no lengthy application, a
non-refundable $9.95 Enrollment Fee for the card and you don’t even
need a bank account.

  • Shop wherever MasterCard debit cards are accepted.
  • Access cash from participating ATMs2.
  • Reload cash on your card at any of our 47,000 participating
  • Western Union Agent locations in the U.S.
  • Directly deposit your paycheck3 on the card and we'll waive the $4.95 Monthly Account Maintenance Fee4!
  • Check your card balance online or over the phone.

Apply Now!

Allow Card

Kids ask for things 2400 times a year. How much are you actually giving your kids monthly? Give them their money on their Allow Card prepaid MasterCard® and know exactly their spending habits. Apply Now!

If you are looking for a card program that will replace your check cashing fees or provide easy convenience for your teen or student, this is a good program to review.

All Access® Visa® Prepaid Card

The All Access® Visa® Prepaid Card gives you the simplicity and the convenience you need to manage your finances. All Access is more than just a card - it's a full service account that takes care of all of your financial needs in just one place. Apply Now!

The Budget Fashionista shares tips on how to dress well without breaking the bank

It took a mountain of credit card debt and college loans to make Kathryn Finney rethink her spending on clothes.

Well, that, and falling in love.

"It took marrying someone cheap to understand how really in debt I was," says author Kathryn Finney. "I had a love of fashion, but a real lack of cash and my husband said, 'You've got to curtail your spending.' "

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